Friday, February 5, 2010

Goals

So I'm broke. Though this is nothing new, I've decided to do something about it. I'm tired of wasting my money on stupid things I don't need and then regretting spending my money, while feeling guilty. I'm done. Of course I'd like to have the money to buy things I can't afford, especially when it comes to my wardrobe, but I don't have any money. I'm not only broke, I'm super broke. So to try and keep myself on track and on the straight and narrow, here are my financial goals for the month:
  • I will not buy food at school
  • I will not go to stores where I know I will feel tempted to buy something (Cougar Craft and Floral, Nordstrom's, Macy's, J Crew, Gap, Banana Republic, Brambles, Patina Market, or the Flower Basket- all boutiques)
  • I will not buy any new books this month (there is a book sale coming up at the library in a couple weeks where I'll spend my change)
  • I will read AT LEAST one of the books that I currently own to offset the sadness of not buying new books this month
  • I will only go to one reg. price movie, 1 matinee movie, and/or 1 dollar movie
  • I may break down and buy myself a Valentine's Day accessory- we'll see how depressed I get as the day approaches
  • Earplugs for my roommate (but that's a whole different story that I will not share here)
  • I will spend the money to get checks- I'm tired of not having them when I go and pay rent
  • I have to finish paying for my books on my account on BYU- LAME
This new attitude towards money is not only a change of heart, but one of common sense (and the fact that I have to record my purchases for my finance class). However, I think this is a great idea. I don't want to write down all my purchases every time I buy something, so ergo, if I want to buy something I question whether or not I want to take the time to get out my notebook and write down the amount I've just spent- finally laziness becomes productive! Hopefully I can make it- we'll see though.

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